Council for Insurance Ombudsmen (CIO) Customer Care Number
022-6903 8800

Resolve Grievances Of Aggrieved Policyholders Against Insurance Companies
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All India Number(s):


022-6903 8800


022-6903 8812

Email(s):


inscoun@cioins.co.in


Frequently Asked Questions

Centre-wise In-charge details
CentreName of the officialDesignationContact number
AhmedabadShri H. S GohilDy. Secretary079 -25501205
BengaluruShri Ganesh Kamath MulkySecretary080-26652047
BhopalShri Rajat MukherjeeSecretary0755-2769202
BhubaneswarMs S. MurmuSecretary0674-2596455
ChandigarhMs Laxmi PrakashSecretary0172-2705861
ChennaiSmt K. ReshmaAsstt. Secretary044-24333668
DelhiMs Rajan DhanpatiSecretary011-23237539
GuwahatiShri Gautam DuttaAsstt. Secretary0361-2732937
HyderabadMs S Nirmala DeviSecretary040 -23328709
JaipurShri S. M. Mishra AlokSecretary0141-2740798
KochiMs Mini SukumaranSecretary0484-2358734
KolkataShri S. V. GoonSecretary033-22124342
LucknowShri Mohd Kamal AsifDy. Secretary0522-2201188
MumbaiShri V. S. TiwarySecretary022-69038823
NoidaShri Lalit GuptaSecretary0120-4115636
PatnaShri Ajay KumarDy. Secretary0612-2680952
PuneShri Rajiv KalraDy. Secretary020-41312555
Council for Insurance Ombudsmen
(CIO)
Ms Poornima GaitondeSecretary022-69038803

Grievance Redressal Officers (GROs)

Life / Health Insurance Companies
Company NameNameEmailGRO Email IdAddress
Aegon Life Insurance Company LtdMr. Ankur Royankur [dot] roy [at] aegonlife [dot] comgro [at] aegonlife [dot] comA-201, 2nd floor, Leela Business Park,
Andheri Kurla Road, Andheri East,
Mumbai-400059, Maharashtra
AVIVA Life Insurance Co. India Ltd.Ms. Aneela SinhaAneela [dot] Sinha [at] avivaindia [dot] comGro [at] avivaindia [dot] comAviva Tower, Sector Road, Sector-43,
Phase V, Opp Golf Course, Gurugram
-122003, Haryana
Bajaj Allianz Life Insurance Co. LtdMr. Gaurav SadanaGaurav [dot] Sadana [at] bajajallianz [dot] co [dot] inGro [at] bajajallianz [dot] co [dot] inBajaj Allianz House, 5th floor Airport
Road Yerawada, Pune, District - Pune
Maharashtra -411006
Bharti AXA Life Insurance Co. Ltd.Mr. Nitin Mehtanitin [dot] mehta1 [at] bhartiaxa [dot] comgro [at] bhartiaxa [dot] comUnit No. 1904, 19th Floor, Parinee
Crescenzo, 'G' Block, Bandra Kurla
Complex, Bandra East, Mumbai 400051
Unit No. 1904, 19th Floor, Parinee
Crescenzo, 'G' Block, Bandra Kurla
Complex, Bandra East, Mumbai 400051
Aditya Birla Sun life Insurance Co. Ltd.Ms. Shobha Ratnashobha [dot] ratna [at] adityabirlacapital [dot] comgrievance [dot] lifeinsurance [at] adityabirlacapital [dot] com6th Floor, G- Corp Tech Park,Kasarvadavli,
Ghodbunder Road, Thane West 400601
Canara HSBC Oriental Bank of Commerce
Life Insurance Company Limited
Ms. Pooja Vermapooja [dot] verma [at] canarahsbclife [dot] ingro [at] canarahsbclife [dot] in139 P, Sector-44, Gurugram 122003,
Haryana, India
Pramerica Life Insurance LimitedMr. Rajesh Krishnangro [at] pramericalife [dot] inrajesh [dot] krishnan [at] pramericlife [dot] in4th Floor, Building 9, Tower B,
Cyber City, DLF City Phase -III,
Gurugram, Haryana – 122022
Edelweiss Tokio Life Insurance Co. LtdMr. Ram Akellaram [dot] akella [at] edelweisstokio [dot] inGRO [at] edelweisstokio [dot] in6th Floor, Tower 3, Wing 'B',
Kohinoor City, Kirol Road, Kurla
(W), Mumbai 400070
Exide Life Insurance Company LimitedMr. Ashwin Bgro [at] exidelife [dot] in3rd Floor, JP Techno Park, No.
3/1, Millers Road, Bengaluru
560 001, India
Future Generali India Life Insurance Co. LtdMs. S. MaheshMahesh [dot] s [at] futuregenerali [dot] inN/AUnit No. 801 & 802, 8th Floor,
Tower C, Embassy 247 Park,Lal
Bahadur Shastri Marg, Vikhroli
(W), Mumbai 400083, Maharashtra
HDFC Life Insurance Co. LtdMr. Rahul Artearter [at] hdfclife [dot] comgro [at] hdfclife [dot] com13th Floor, Lodha Excelus, Apollo
Mills Compound, N M Joshi Marg,
Mahalaxmi, Mumbai - 400011
ICICI Prudential Life Insurance Co. LtdMs Ashwini Bondale Ashwini [dot] bondale [at] iciciprulife [dot] comgro [at] iciciprulife [dot] comGround Floor, Unit no. 1A & 2A,
Raheja Tipco Plaza,Rani Sati Marg,
Malad (East),Mumbai- 400097,
Maharashtra
AGEAS Federal Life Insurance
Company Limited
Mr. Rajesh Ajgaonkargro [at] ageasfederal [dot] com22nd Floor, A Wing, Marathon Futurex,
N. M. Joshi Marg, Lower Parel – East,
Mumbai – 400013
IndiaFirst Life Insurance Company LimitedMr. Sunder NatarajanSunder [dot] Natarajan [at] indiafirstlife [dot] comgro [at] indiafirstlife [dot] com12th and 13th Floor, North [C]
wing, Tower 4, Nesco IT Park,
Nesco Center, Western Express
Highway, Goregaon (East),
Mumbai – 400 063.
Kotak Mahindra Life Insurance
Company Limited
Mr. Muralikrishna Cheruvumuralikrishna [dot] cheruvu [at] KOTAK [dot] comkli [dot] grievance [at] kotak [dot] com2nd Floor, Plot # C- 12,
G- Block, BKC, Bandra (E),
Mumbai - 400 051
Life Insurance Corporation of IndiaMr. Rajiv Guptaco_complaints [at] licindia [dot] com"Yogakshema", Link , CRM/PS Department,
5 th Floor, Jeevan Bima Marg, Nariman
Point, Mumbai – 400 021
Max Life Insurance Co. LtdMr. Tarun Bahri Tarun [dot] bahri [at] maxlifeinsurance [dot] comgro [at] maxlifeinsurance [dot] comPlot – 90 A, Sector -18 HUDA,
Gurugram-HUDA, Gurugram.
PNB Metlife Insurance Co. Ltd.Mr. Sameer Chibberschibber [at] pnbmetlife [dot] comgro [at] pnbmetlife [dot] co [dot] inUnit no. 302, 3rd floor, Tower-3,
Worldmark, Village Maidawas, Sector
65, District Gurugram, Haryana-122018
Reliance Nippon Life Insurance Company Ltd.Mr. Rajnish Kumarrajnish [dot] m [dot] kumar [at] relianceada [dot] comrnlife [dot] gro [at] relianceada [dot] com Unit Nos. 401B, 402, 403 & 404,
4th Floor, Inspire-BKC, G Block,
BKC Main Road, Bandra Kurla Complex,
Bandra East, Mumbai - 400051. India
SBI Life Insurance Co. Ltd.Mr. Prem Vidyarthicoo [at] sbilife [dot] co [dot] ingro [at] sbilife [dot] co [dot] inCentral Processing Centre, 8th Level
(E Wing), Seawoods Grand Central Tower 2,
Plot No R-1, Sector - 40,Seawoods ,Nerul
Node, Navi Mumbai-400 706
Shriram Life Insurance Co. Ltd.Mr. R.Srinivassrinivas [dot] r [at] shriramlife [dot] comgro [at] shriramlife [dot] inRamky Selenium, Plot No. 31 & 32,
Beside Andhra Bank Training Centre,
Financial District, Gachibowli,
Hyderabad-500032
Star Union dai-ichi Life Insurance Co. Ltd.Mr. Rakesh MoyalRakesh [dot] Moyal [at] sudlife [dot] inGro [at] sudlife [dot] in11th & 4th Floor, Vishwaroop IT
Park, Plot No. 34, 35 & 38, Sector
30A of IIP, Vashi, Navi Mumbai
- 400703
TATA-AIA Life Insurance Co. Ltd.Ms. Gayatri Nathangayatri [dot] nathan [at] tataaia [dot] comgro [at] tataaia [dot] com9th Floor, Building B, I Think Techno
Campus, Off Pokharan road 2, Close to
Eastern Express Highway, Thane –W,
Mumbai – 400604
Sahara India Life Insurance Co Ltd.Mr. Umesh Kumarumesh [dot] kumar1 [at] sahara [dot] ingro [dot] life [at] sahara [dot] in8th floor, Sahara India Centre, 2,
Kapoorthala Complex, Aliganj,
Lucknow 226 024

Non Life / Health Insurance Companies
Company NameNameEmailGRO Email IdAddress
Acko General Insurance LtdMr Brijesh Sharma brijesh [dot] sharma [at] acko [dot] comgro [at] acko [dot] com# 36/5, Hustlehub One East,
Somasandrapalya, 27th Main Road,
Sector 2, HSR Layout, Bengaluru
-560102
Aditya Birla Health Insurance Co LtdMr Amit Jainamit [dot] jain [at] adityabirlacapital [dot] comgro [dot] healthinsurance [at] adityabirlacapital [dot] com9th floor, One World Centre, Tower 1,
Jupiter Mill Compound, S B Marg,
Elphinstone Road, Mumbai 400013
Agriculture Insurance Company of India Ltd.Ms. M. Rajeshwari Singhmrsingh@ [at] aicofindia [dot] comfasalbima [at] aicofindia [dot] com
gro [at] aicofindia [dot] com
Plate B&C, 5th Floor, Block 1,
East Kidwai Nagar New Delhi
-110023
Bajaj Allianz General Insurance Co LtdMr Jerome Vincentjerome [dot] vincent [at] bajajallianz [dot] co [dot] inggro [at] bajajallianz [dot] co [dot] inBajaj Finserv Corporate Office,
1st floor, Sr. No. 208/1-B, Viman
Nagar Ave 1, behind Weikfield IT
Citi Info Park, Viman Nagar,
Pune 411014
Bharati Axa General Insurance
Company merged with ICICI Lombard General
Insurance Co Ltd
Ms. Vasundhara Bhonslegrievance [at] icicilombard [dot] comgro [at] icicilombard [dot] comICICI Lombard House, 414,
Veer Savarkar Marg, Near Siddhi
Vinayak Temple, Prabhadevi,
Mumbai 400025
Cholamandalam MS General InsuranceMr S K RangaswamyrangaswamySK [at] cholams [dot] murugappa [dot] comgro [at] cholams [dot] murugappa [dot] comDare House, 2nd floor, NSC
Bose Road, Parry's', Chennai
-600 001
Navi General InsuranceMs. Sugandha Sharmasugandha [dot] sharma [at] navi [dot] comgro [at] navi [dot] comSalarpuria Business Centre, 4th
floor, 93, 5th A Block, Koramangala
Industrial Layout, Bengaluru 560 095
ECGC LimitedMs Smita Panditsmita [dot] pandit [at] ecgc [dot] ingrievances [at] ecgc [dot] in10th floor, Express Towers,
Nariman Point, Mumbai 400 021
Edelweiss General Insurance Co LtdMs. Neha Verlekarneha [dot] verlekar [at] edelweissfin [dot] comgrievanceofficer [at] edelweissinsurance [dot] com5th floor, Tower 3, Kohinoor
City Mall, Kohinoor City, Kirol
Road, Kurla West, Mumbai 400 070
Future Generali India Insurance Co LtdMr Hari Shankar Mishraharishankar [dot] mishra [at] futuregenerali [dot] infggro [at] futuregenerali [dot] inUnit No. 801 & 802, 8th floor,
Tower C, Embassy 247 Park, LBS
Marg, Vikhroli West, Mumbai
-400 083
Go Digit General InsuranceMr Praveen Bhatpraveen [dot] bhat [at] godigit [dot] comgro [at] godigit [dot] comAtlantis, 95, 4th B Cross Road,
Koramangala Industrial Layout,
5th Block, Bengaluru 560 095
HDFC Ergo General Insurance Co LtdMr Arun Kumar Sharmaarun [dot] sharma [at] hdfcergo [dot] comgro [at] hdfcergo [dot] comD-301, 3rd floor, Eastern
Business District, Magnet Mall,
LBS Marg, Bhandup West, Mumbai
400 078
ICICI Lombard General Insurance Co LtdMs. Vasundhara Bhonslegrievance [at] icicilombard [dot] comgro [at] icicilombard [dot] comICICI Lombard House, 414, Veer
Savarkar Marg, Near Siddhi Vinayak
Temple, Prabhadevi, Mumbai 400025
IFFCO-Tokio General Insurance Co LtdMs. Preeti Balipreeti [at] iffcotoko [dot] co [dot] ingro [at] iffcotokio [dot] co [dot] inIFFCO Tower, Plot No. 3,
Sector 29, Gurugram 122001
Kotak Mahindra General Insurance Co LtdMs. Priti Punjabipriti [dot] punjabi [at] kotak [dot] comgrievanceofficer [at] kotak [dot] com8th floor, Zone IV, Kotak Towers,
Building No. 21, Infinity Park,
Off Western Express Highway,
Malad (East), Mumbai 400097
L&T General Insurance merged with
HDFC Ergo General Insurance Co Ltd
Mr Arun Kumar Sharmaarun [dot] sharma [at] hdfcergo [dot] comgro [at] hdfcergo [dot] comD-301, 3rd floor, Eastern Business
District, Magnet Mall, LBS Marg,
Bhandup West, Mumbai 400 078
Liberty General InsuranceMr Sachin Joshisachin [dot] joshi [at] libertyinsurance [dot] inGRO [at] libertyinsurance [dot] in10th floor, Tower A, Peninsula
Business Park, Ganpatrao Kadam
Marg, Lower Parel, Mumbai 400013
Magma HDI General Insurance Co LtdMr Sanjeev Punnsanjeev [dot] punn [at] magma-hdi [dot] co [dot] ingro [at] magma-hdi [dot] co [dot] inOffice No. 516 and 517, 5th Floor,
Neelkanth Corporate Park,, Plot No.
240, 2401/1-8,, Kirol Road, Vidyavihar
(West), Mumbai 400086
Niva Bupa Health InsuranceMr Vikar Alamvikar [dot] alam [at] maxbupa [dot] comgro [at] maxbupa [dot] com14th floor, Capital Cyberspace,
Gold Course Extension Road,
Sector 59, Gurgaon 122 011.
National Insurance Co. Ltd.Anita DasAnita [dot] Das [at] nic [dot] co [dot] ingriho [at] nic [dot] co [dot] inNational Insurance Co. Ltd.
CRM Department, 7Th Floor, Chabildas
Towers (Pradip Building) 6A, Middleton
Street Kolkata - 700071 (WB)
Raheja QBE General Insurance Co LtdMs Mrunal Fernandesmrunal [dot] fernandes [at] rahejaqbe [dot] comgrievancehead [at] rahejaqbe [dot] comGround floor, P&G Plaza,
Cardinal Gracious Road,
Chakala, Andheri East,
Mumbai 400099
Reliance General InsuranceMr Mohan Khandekarmohan [dot] khandekar [at] relianceada [dot] comrgicl [dot] services [at] relianceada [dot] com6th floor, Oberoi Commerz,
International Business Park, Oberoi
Garden City, Off WE Highway, Goregaon
East, Mumbai 400063
Care Health Insurance Co. LtdMr. Anoop Singhsingh [dot] anoop [at] careinsurance [dot] comgro [at] careinsurance [dot] comVipul Tech Square, Tower C,
3rd Floor, Sector - 43, Golf
Course Road, Gurugram -122009
Royal Sundaram General Insurance Co LtdMr T M Shyamsundertm [dot] shyamsunder [at] royalsundaram [dot] inGRO [at] royalsundaram [dot] inVishranti Melaram Towers, No. 2/319,
Rajiv Gandhi Salai (OMR), Karapakkam,
Chennai 600097
SBI General Insurance Co LtdMr Shatrughan Singhshatrughan [dot] singh [at] sbigeneral [dot] ingro [at] sbigeneral [dot] in301, Natraj, Junction of Western
Express Highway & Andheri Kurla Road,
Andheri East, Mumbai 400069
Shriram General Insurance Co LtdMs. Tanushree Jaintanushree [dot] jain [at] shriramgi [dot] comgro [at] shriramgi [dot] comE-8, EPIP, RIICO Industrial
Area, Sitapura, Jaipur 302022
Star Health & Allied Insurance Co LtdMs. Radha Vijayaraghavanradhavijay [at] staarhealth [dot] ingro [at] starhealth [dot] inCorporate Grievance Department,
4th floor, Balaji Complex, No.
15, Whites Lane, Whites Road,
Royapettah, Chennai 600014
Tata AIG General Insurance Co LtdMs. Malpadevi Maharanamalpadevi [dot] maharana [at] tataaig [dot] comgro [at] tataaig [dot] comA-501, Building No. 4, IT Infinity
Park, Dindoshi, Malad East, Mumbai
-400097
The New India Assurance Co LtdMr Ramnarayan Chakrabartyram [dot] chakrabarty [at] newindia [dot] co [dot] ingro [at] newindia [dot] co [dot] inHead Office, 87, MG Road, Fort,
Kala Ghoda, Mumbai 400 001
The Oriental Insurance Co LtdMr J Dasguptajdas [dot] gupta [at] orientalinsurance [dot] co.igro [at] orientalinsurance [dot] co [dot] inCustomer Service Department,
4th floor, Aggarwal House, Asaf
Ali Road, New Delhi 110 002
United India Insurance Co LtdMr Ramesh Chandra Agrawalrcagarwal [at] uiic [dot] co [dot] ingro [at] uiic [dot] co [dot] in24, Whites Road, Chennai
600014
Universal Sompo General Insurance Co LtdMr Ashish Gosaviashish [dot] gosavi [at] universalsompo [dot] comgro [at] universalsompo [dot] comUnit No. 601 & 602, 6th floor,
Reliable Tech Park, Cloud City
Campus, Gut No. 31,Thane Belapur
Road, Airoli, Navi Mumbai 400708
ManipalCigna Health Insurance Company LimitedMs. Shruti Vyasgro [at] manipalcigna [dot] com4th floor, Raheja Titanium,
Off Western Express Highway,
Goregaon (East), Mumbai 400063

Members of the Council for Insurance Ombudsmen
NameDesignation
Shri Atul SahaiChairman cum MD, The New India Assurance Co. Ltd
& Chairman GIPSA
Shri M. R. KumarMember
Chairman, LIC Of India
Shri Saurabh MishraMember
Joint Secretary, DFS, Ministry of Finance
Smt S.N. RajeswariMember
Member (Distribution), IRDAI
Shri Mahesh Kumar SharmaMember
MD & CEO, SBI Life Insurance Co. Ltd.
Shri Ritesh KumarMember
MD & CEO, HDFC Ergo General Insurance Co. Ltd.
Shri Anuj GulatiMember
MD & CEO, Care Health Insurance Co. Ltd.
Shri N S KannanMember
MD & CEO, ICICI Prudential Life Insurance Company Ltd.
Shri Anjan DeyMember
Chairman cum MD, The Oriental Insurance Company Ltd.

Address

Council for Insurance Ombudsmen,
3rd Floor, Jeevan Seva Annexe,
S. V. Road, Santacruz (W),
Mumbai - 400 054.


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