Ratnakar Bank Customer Care Number
022 61156300 to 99

Banking Services
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All India Number(s):


022 61156300 to 99

Customer Service Mon-Sun 9 am to 7pm
0231 2650981 to 984

Administrative Office
0231 2656831

Registered Office
0231 2653006

Registered Office
022 43020600

Controlling Office

0231 2657386 (Administrative Office)
0231 2653658 (Registered Office)
022 43020520 (Controlling Office)


E-Mail :

customercare [at] ratnakarbank [dot] in (Customer Service)
vigilance [at] ratnakarbank [dot] in (To Report a Fraudulent Activity)
rajendrapatil [at] ratnakarbank [dot] in (For Investor Grievance Redressal)


Administrative Office Address :

The Ratnakar Bank Ltd.
Mahavir, Shri Shahu Market Yard
Kolhapur - 416005, Maharashtra, India


Registered Office Address :

The Ratnakar Bank Ltd.
1st Lane, Shahupuri
Kolhapur - 416001, Maharashtra State, India


Controlling Office Address :

The Ratnakar Bank Ltd.
One India Bulls Center, Tower 2 , 6th Floor
841, Senapati Bapat Marg
Lower Parel (W)
Mumbai 400013, India


SMS Service :

Ratnakar Bank's SMS Banking facility provides you with an exhaustive range of services at your fingertips. So you can conduct your banking transactions with ease thus allows you to access a Single Number (+91-9223366333) for all your SMS Banking Enquiries.


Brief overview of mobile banking requests is as follows:-
Sr No.DescriptionSMS KeywordExample
1Registration for SMS BankingREG CREG 8008801010000428
2De- Registration on SMS BankingDEREG CDEREG 8008801010000428
3Change of Primary AccountSET C ASET 8008801010000428 1003310012021012
4Balance Request CASA ( 1 )BAL CBAL 8008801010000428
5Balance Request CASA ( 2 )BAL C ABAL 8008801010000428 1003310012021012
6FD Enquiry ( 1 )FDINQ CFDINQ 8008801010000428
7FD Enquiry ( 2 )FDINQ C FFDINQ 8008801010000428 1003310012021012
8Loan Balance Enquiry ( 1 )LOANINQ CLOANINQ 8008801010000428
9Loan Balance Enquiry ( 2 )LOANINQ C LLOANINQ 8008801010000428 100254500000521
10Last 5 Transactions CASA ( 1 )TXN CTXN 8008801010000423
11Last 5 Transactions CASA ( 2 )TXN C ATXN 8008801010000423 1003310100000012
12Cheque Status EnquiryCHQSTA C A ZCHQSTA 8008801010000423 1001101010000125 000001
13New ATM Pin GenerationPIN CRD C PPIN 4591830000000000 8008801010000428 1234
14Regeneration of ATM PINREPIN CRD C PREPIN 4591830000000000 8008801010000428 1234
15Temporary Blocking of CardTBLOCK CRD CTBLOCK 4591830000000000 8008801010000428
TBLOCK CRDTBLOCK 4591830000000000
16Unblocking of Temporary CardUBLOCK CRD CUBLOCK 4591830000000000 8008801010000428
UBLOCK CRDUBLOCK 4591830000000000
17Permanent Blocking of CardBLOCK CRD CBLOCK 4591830000000000 8008801010000428
BLOCK CRDBLOCK 4591830000000000
18Help CommandHELPHELP

C Complete Customer ID


A Complete Account Number


F Complete Fixed Deposit Number


Z Complete Cheque Number


CRD Complete Card Number


P PIN customer wants to set on the card


You can send the SMS in either upper case (Capital letters) or lower case (small letters) i.e. BAL C and bal c, both will help you to know your account balance. The SMS commands contain blank spaces which should be kept when sending SMS. Please use only the mobile number which has been registered to use the SMS Banking facility




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