Unified Payments Interface (UPI) is a system that powers multiple bank
accounts into a single mobile application (of any participating bank).

1. Bank a/c
2. Mobile number should be linked with bank a/c
3. Smart Phone with internet facility
4. Debit Card for re-setting MPIN.

1. Balance Enquiry
2. Transaction History
3. Send / Pay Money
   1. Virtual Address
   2. A/c no. & IFSC code
   3. Mobile no. and MMID
   4. Aadhaar (to be made functional)
4.  Collect Money
   1. Virtual Address
5.  Add bank account
6.  Change / Set MPIN
7.  Notifications
8. A/c Management

1. Download the App for UPI
2. Do registration online on the App with a/c details
3. Create a virtual ID
4. Set MPIN
5. 5-7 minutes

1. NIL to customer by most Banks
2. Customer pays for data charges

Funds Transfer limit:

1. 1 lakh / transaction

The transaction costs are based on available information and may vary based on banks.