J&K Bank Credit Card Toll Free Number
1800 890 2122

Credit Card Services By J&K Bank
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Toll free Number(s):


1800 890 2122

Customer Support 24*hrs Helpline No.

All India Number(s):


0194-2481 936

Alternate No. for Customer Support
0194 2482 463


0194 -2486 424

Email(s):


helpdesk@jkbmail.com

IVRS Menu

1800 890 2122

Select Your Preffered Language: Hindi/Urdu, & English

  • Press 1: To report of loss and theft of the card
  • Press 0: To speak to representative

If your card is lost/ stolen
  • 24 hour Toll Free Helpline 1800220600 can be accessed across the country or 24 hour help desk at
    Corporate Headquarters, Srinagar with Telephone No.'s: 0194-2481936 or 0194-2481953

Grievance Redressal / Complaints

Contact Particulars of J&K Bank 24-hour Customer Helpline number
  • The Card holder can contact toll free Customer Care helpline no. 18001800234 or 0194-2481936 / 0194-2482463
    or Telephone numbers notified by J&K Bank from time to time.

Grievance Redressal
  • Grievance Redressal Officer
    Corporate Headquarters,
    M.A. Road; Srinagar
    Ph: 0194-2502685
    Email: grievance [dot] creditcards [at] jkbmail [dot] com

SMS AIerts

For the convenience of the Credit Card customers and as a risk mitigation factor, all the customers having recorded
mobile numbers on application forms shall receive SMS Alerts from the bank as follows:


  • All transactions when concluded through JK Bank credit Card shall follow with an SMS alert for immediate
    information/ confirmation.
  • When Card is first dispatched.
  • Statement alerts.
  • If due date is missed.

Address and Area of Operation of Nodal Officersof the Bank for resolution of Customer Grievances
ZoneContact No.EmailAddress details of Nodal OfficerNodal Officer
Kashmir Central 10194-2471042
0194-2452658,
0194-2471723,
0194-2484008
united [at] jkbmail [dot] comZonal Office M.A Road Srinagar 190001(J&K) Phone(LL): .Zonal Head
Mr.Syed Shafat Hussain Rufai
Ph: 9419407872
email: shafat [dot] rufai [at] jkbmail [dot] com
Kashmir Central 20194-2497735
0194-2497736
0194-2497734
zoktwo [at] jkbmail [dot] comZonal Office Industrial Estate Zainakote, Srinagar 190012(J&K) Phone(LL):Zonal Head
Mrs. Tabasum Nazir
9419590900
email: tabasum [dot] nazir [at] jkbmail [dot] com
Kashmir North01954-223595
01954- 223596.
zobara [at] jkbmail [dot] comZonal Office Amargarh, Sopore 193201(J&K)Zonal Head
Mr. Arshad Hussain Dar
8493083821 email:Arshad [dot] hussain [at] jkbmail [dot] com
Kashmir South 101933-241204
01933-242226
zopull [at] jkbmail [dot] comZonal Office J&K Bank Building Pulwama 192301(J&K)Zonal Head
Mr. Tasaduq Ahmad Dar
9596355066
email:tasaduq [dot] dar [at] jkbmail [dot] com
Kashmir South 201932-2227340zoksou [at] jkbmail [dot] comZonal Office Bakshiabad, Anantnag 192101 (J&K)Zonal Head
Mr. Shabir Ahmad Bhat
7006512854
email:shabir [dot] a [dot] bhat [at] jkbmail [dot] com
Jammu Central 10191-247102
0191-247125
couple [at] jkbmail [dot] comZonal Office Rail Head Complex JammuZonal Head
Mr. Shareesh Sharma
9596727979
email: shareesh [dot] sharma [at] jkbmail [dot] com
Jammu Central 201922-234663zojtwo [at] jkbmail [dot] comZonal Office Kathua Near Forest Protection Office Hatli Morh Kathua 184102Zonal Head
Mr. Anand Pal Singh
9727044108
email: anand [dot] singh [at] jkbmail [dot] com
Jammu North 101996-233589zoudam [at] jkbmail [dot] comZonal Office Khan's Plaza, Near Dak Bunglow, Doda, Jammu & Kashmir. Pin-182202Zonal Head
Mr. Rajesh Gupta
9419139852
email:rajesh [dot] gupta [at] jkbmail [dot] com
Jammu North 201992-270367zjnone [at] jkbmail [dot] comZonal Office Near Sanson Petrol Pump, Domail Udhampur-182101.Zonal Head
Mr. Anokh Singh
9419103101 email:anokh [dot] singh [at] jkbmail [dot] com
Jammu West01962-253060
01962-253454
zorajo [at] jkbmail [dot] comZonal Office Muradpur, Rajouri, J&K- 185131Zonal Head
Mr. Rajesh Dubey
7006678594
email: rajesh [dot] dubey [at] jkbmail [dot] com
Ladakh01982-252023
01982- 252130
priest [at] jkbmail [dot] comZonal Office Opposite Tourist Information Centre, Main Bazaar, LehZonal Head
Mr. Tsewang Dorjai
9419181281
email:tsewang [dot] dorjai [at] jkbmail [dot] com
Delhi0124-4715800favour [at] jkbmail [dot] comZonal Office Plot 132-134, Sector 44 GurgaonZonal Head
Mrs. Kirti Sharma
7840070010
email:kirti [dot] sharma [at] jkbmail [dot] com
Mumbai022-26384200
022-26384100
sketch [at] jkbmail [dot] comZonal Office National Business Centre 1st & 2nd Floor, Bandra Kurla Complex Bandra East Near Asian Heart Hospital Besides JSW 4000051Zonal Head
Mr. Rajesh Malla Tikoo
9419259771
email: rajesh [dot] m [dot] tikoo [at] jkbmail [dot] com

Address of Principal Nodal Officer of the Bank

Name: Mrs. Rajni Saraf
Address: Office of the President,
Corporate Headquarters Srinagar.
Ph: 0194-2502648
9999822908
Email: rsaraf [at] jkbmail [dot] com


Address and Area of Operation of Nodal Officers under Banking Ombudsman Scheme
Address / details of the Nodal Officer under B.O.SchemeContact No.EmailNodal Officer
Mr. Abdul Samad Mir Assistant Vice President
(S&C J&K and Ladakh) The Jammu &
Kashmir Bank Ltd Zonal Office Rail
Head Complex Jammu
0191-2471899
9419119997
samad [dot] mir [at] jkbmail [dot] comUnion Territories of J & K and Ladakh
Mr. Vinod Kumar Sharma
Vice President (S&C Rest
of India) The Jammu &
Kashmir Bank Ltd Zonal
Office, Plot No. 132-134
Sector-44, Gurgaon (Haryana)- 122002
0124-4715800
9867834443
vinodsharma [at] jkbmail [dot] comRest of India.

Address of Internal Ombudsman of the Bank

Mr. Suresh C Sharma
Address: Office of the Internal Ombudsman,
Corporate Headquarters
Ph: 9419258147
Email: internalombudsman [at] jkbmail [dot] com ,
M.A.Road Srinagar, (J&K) 190001



Postal Address (Card Issuing Bank)

The Jammu And Kashmir Bank Ltd,
Digital and Alternate Channels,
Corporate Headquarters,
M. A. Road, Srinagar-190001. (J&K) India


Registered Address

M A Road
Srinagar 190 001
Jammu & Kashmir


Important Links

    Parent Links
    J&K Bank Customer Care No. 1800 1800 234


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